diff --git a/tokens/transfer-tokens/native/program/src/instructions/transfer.rs b/tokens/transfer-tokens/native/program/src/instructions/transfer.rs
index 9d265b941..7de3ca2c5 100644
--- a/tokens/transfer-tokens/native/program/src/instructions/transfer.rs
+++ b/tokens/transfer-tokens/native/program/src/instructions/transfer.rs
@@ -62,7 +62,11 @@ pub fn transfer_tokens(accounts: &[AccountInfo], args: TransferTokensArgs) -> Pr
             from_associated_token_account.key,
             to_associated_token_account.key,
             owner.key,
-            &[owner.key, recipient.key],
+            // Empty: `owner` is a plain wallet authority, not a multisig account.
+            // A non-empty list here marks `owner` as non-signer and instead
+            // requires each listed pubkey to co-sign as a multisig member — which
+            // wrongly forced the recipient to sign just to receive tokens.
+            &[],
             args.quantity,
         )?,
         &[
diff --git a/tokens/transfer-tokens/native/tests/test.ts b/tokens/transfer-tokens/native/tests/test.ts
index de2704d44..5a2ae99ce 100644
--- a/tokens/transfer-tokens/native/tests/test.ts
+++ b/tokens/transfer-tokens/native/tests/test.ts
@@ -216,7 +216,7 @@ describe('Transferring Tokens', () => {
             await findAssociatedTokenAddress(mint, payer.address),
             await findAssociatedTokenAddress(mint, recipientWallet.address),
             payer,
-            recipientWallet,
+            recipientWallet.address,
             payer,
             programId,
             quantity,
diff --git a/tokens/transfer-tokens/native/ts/instructions/transfer.ts b/tokens/transfer-tokens/native/ts/instructions/transfer.ts
index 8b60694f3..56c8e1f79 100644
--- a/tokens/transfer-tokens/native/ts/instructions/transfer.ts
+++ b/tokens/transfer-tokens/native/ts/instructions/transfer.ts
@@ -21,7 +21,7 @@ export function createTransferTokensInstruction(
     fromAssociatedTokenAccount: Address,
     toAssociatedTokenAccount: Address,
     owner: TransactionSigner,
-    recipient: TransactionSigner,
+    recipient: Address,
     payer: TransactionSigner,
     programId: Address,
     quantity: bigint,
@@ -33,7 +33,9 @@ export function createTransferTokensInstruction(
             { address: fromAssociatedTokenAccount, role: AccountRole.WRITABLE },
             { address: toAssociatedTokenAccount, role: AccountRole.WRITABLE },
             { address: owner.address, role: AccountRole.WRITABLE_SIGNER, signer: owner },
-            { address: recipient.address, role: AccountRole.WRITABLE_SIGNER, signer: recipient },
+            // Recipient just needs to be named, not to sign — receiving tokens
+            // must never require the recipient's approval.
+            { address: recipient, role: AccountRole.READONLY },
             { address: payer.address, role: AccountRole.WRITABLE_SIGNER, signer: payer },
             { address: SYSTEM_PROGRAM_ADDRESS, role: AccountRole.READONLY },
             { address: TOKEN_PROGRAM_ADDRESS, role: AccountRole.READONLY },